Privacy
- Loss of personal or corporate information (including employee information)
- Loss of personal information held by service providers (for example, the cloud or internet service providers)
- Defence costs
System Damage
- Lost, damaged or destroyed IT systems and IT records/data.
- Costs of retrieving, repairing, restoring or replacing data, systems or hardware.
- Costs of external IT forensic or security consultants.
Business interruption
- Loss of profits due to a cyber event (with no indemnity period restriction, subject to a time excess of 12 hours).
Computer virus, transmission and hacking
- Liability arising from hacker attacks or viruses.
- Loss or theft of your data (or data for which you are responsible).
- Loss by phishing emails or denial of services attacks.
- Attacks by employees and third parties.
Computer crime
- Crime losses, including loss of money or property.
- Loss of money or property from service providers' systems.
- Loss caused by rogue employee or third party.
Multimedia liability
- Protection against libel, slander or defamation.
- Cover for infringement of copyright, trademarks and trade names - on all your marketing material (digital or print).
- Covers your defence costs and third party's costs.
Brand and personal reputation protection
- Public relations consultancy costs to protect your company brand(s) and personal reputations of senior executives.
Breach of statutory duties
- Breach of statutory duty relating to eCommerce business.
- Defence costs and compensation.
Privacy breach notification and loss mitigation
- Breach costs (for actual or suspected privacy breach), including credit monitoring, identify theft monitoring, data restoration and forensic costs.
- Legal costs.
Privacy fines and investigations
- Fines and penalties you incur due to a privacy breach.
- Defence and investigation costs.
General
- All subsidiaries (both new and former).
- All past, present and future directors, officers and employees.
- Your estate spouse, heirs, and legal representatives.
- Free consultation from nominated practitioners (maximum one hour)
Please see policy wording for full details of insurance cover and limits provided by Cyber Ultra.
