Cyber Cover

NZI provides you with experts to fix both the issues arising from your cyber event and the resulting legal liability incurred.

Cyber Cover Products

Cyber threats impact Kiwi businesses every day. Just as bricks and mortar businesses are at risk from criminals, any business that relies on technology is vulnerable to cyber threats.

Broker Toolkit

Product information, policies and tools to help keep your business cyber safe.

Cyber Base

Provides your business basic cover when operating alongside other NZI liability products.

Cyber Ultra

Provides your business with extensive coverage from cyber liability risks.

Types of threats online

Cyber attacks

These malicious attacks can range from hacking to malware and viruses to ransomware or phishing emails. They can result in fraud, extortion or theft of your assets.

Data breach

If your business collects or stores information from customers, suppliers, partners or employees, there is a risk of that data falling into the wrong hands.

Employee misadventure

You'd hope it would never happen, but employee misadventure is when an employee impacts your business negatively by using your businesses social media accounts, websites or data.

Employee negligence

One of the biggest cyber threats to small and medium sized businesses is employee negligence

Loss of service

It's likely that your business relies on services outside your control, such as an internet connection. When these fail you can be left unable to operate normally which could result in loss of income and potential business.

Malware

Malware is malicious software that's used to access your systems, steal data and financial or sensitive business information.

Multi-media liability

This happens when your business or employees publish content online that may leave you exposed to accusations of libel, slander, defamation, plagiarism and infringements of copyright or privacy.

Privacy breaches

Privacy breaches can cause legal issues and massive damage to your reputation.

Ransomware

Ransomware is a type of software that threatens to publish or block your data, systems or information until a ransom is paid.

System damage

If your systems have been damaged it could be a result from equipment failure, software corruption, sabotage, or occasionally be from human error and could leave your business unable to function. The costs to repair the damage can be considerable, especially if you're unable to do business as well.

Are you at risk?

Simple oversights could expose your business to serious cyber threats. Find out your level of risk by answering just a few questions.

Why choose NZI

NZI is one of New Zealand’s largest and most well-known insurance brands, offering an extensive selection of flexible, comprehensive insurance services for people and businesses throughout the country.

Our superior products

Extensive broker network

Strong cutomer focus

Dedication to the community

We also provide cover for...

Business Cover

Cyber Cover

Liability Cover