Cyber Base

Cyber Base provides an essential level of cover. It’s designed to operate alongside other NZI Liability products to provide your business with more extensive coverage from cyber liability risks.

What is Cyber Base?

What does Cyber Base cover?

Cyber Base includes cover for:

Privacy

  • Loss of personal or corporate information (including employee information).
  • Loss of personal information held by service providers (for example, the Cloud, or internet service providers).
  • Lost, damaged or destroyed IT systems and IT records/data.
  • Defence costs

System Damage (resulting from a cyber event)

  • Lost, damaged or destroyed IT systems and IT records/data.
  • Costs of retrieving, repairing, restoring or replacing data, systems or hardware.
  • Costs of external IT forensic or security consultants.

Computer virus, transmission and hacking

  • Liability arising from hacker attacks of viruses.
  • Loss or theft of your data (or data for which you are responsible).
  • Loss by phishing emails or denial of services attacks.
  • Attacks by employees and third parties.

Multimedia liability

  • Protection against libel, slander or defamation.
  • Cover for infringement of copyright, trademarks and trade names - on all your marketing material (digital or print).
  • Covers your defence costs and third party's costs.

Privacy fines and investigations

  • Fines and penalties you incur due to a privacy breach.
  • Defence and investigation costs.

Privacy breach notification and loss mitigation

  • Breach costs (for actual or suspected privacy breach), including credit monitoring, identify theft monitoring, data restoration and forensic costs.
  • Legal costs.

Please see policy wording for full details of insurance cover and limits provided by Cyber Base.