What we cover
In today’s high-tech world, a cyber threat can take many forms. It could be a disgruntled employee letting off steam on Facebook, damaging your business's reputation in the process; an email that appears genuine but disables your systems or a data breach that results in customer information being lost, shared or meddled with, putting their privacy at risk.
A cyber threat can affect a business's bottom line, influence customer perceptions and even stop them from operating.
Malware is malicious software that's used to access your systems, steal data and financial or sensitive business information.
Ransomware is a type of software that threaten to publish or block your data, systems or information until a ransom is paid.
One of the biggest cyber threats to small and medium sized businesses is employee negligence.
This happens when your business or employees publish content online that may leave you exposed.
These malicious attacks can range from hacking to malware and viruses to ransomware or phishing emails.
If your online business becomes compromised and you breach any of your legal obligations around the management of information, such as credit card numbers, you could face huge financial and legal liabilities.
Employee misadventure is when an employee impacts your business negatively by using your businesses social media accounts, websites or data.
If your business collects or stores information from customers, suppliers, partners or employees, there is a risk of that data falling into the wrong hands.
A Denial-of-service (DoS) attack can flood your servers, systems and websites with the intent to crash them and make it difficult, or even impossible, for your customers and staff to access them.
It's likely that your business relies on service outside your control, such as an internet connection.
Privacy breaches can cause legal issues and massive damage to your reputation.
If your systems have been damaged it could leave your business unable to function.
Provides your business basic cover when operating alongside other NZI liability products.
Provides your business with extensive coverage from cyber liability risks.
Tips for protecting your online business from potential cyber threats.
NZI is one of New Zealand’s largest and most well-known insurance brands, offering an extensive selection of flexible, comprehensive insurance services for people and businesses throughout the country.
