What we cover
Some Professions who may need Professional Indemnity cover?
Professional Indemnity insurance can cover the legal costs of investigating and defending an allegation made against you, including damages awarded. It can also cover legal costs for disciplinary proceedings if a complaint is made to a professional body. Our Professional Indemnity policy cover allows you to practice with confidence.
Provides cover for damage to another person’s property or personal injury, caused by you or your product.
Covers a business for legal defence costs and some fines (other than Health and Safety) for unintentional breaches of many New Zealand Acts.
Covers a business for many of the costs associated with a breach of its systems such as IT forensic or security consultants and associated legal costs.
Covers directors and business executives for liability and defence costs associated with legal action in connection with their management duties.
We partner with insurance brokers who provide specialist advice and support, so you get the right cover for your business.
Any advice given or services you undertake while working as a consultant or contractor can lead to you being sued for that work after the contract ends. If you do not continue to buy Professional Indemnity cover after the contract ends, you won’t be protected if a claim is made against you outside of the period of insurance. You can protect yourself by making sure you keep your Professional Indemnity insurance cover going.
Professional Indemnity insurance protects you and your business by providing cover for legal costs arising from an allegation made against you for any perceived error or omission in advice you have provided. It also covers damages that are awarded by a court arising from an action, or the cost of settling the claim.
It can also cover some costs associated with: