Alternative accommodation cover in a compulsory evacuation

Being required to evacuate your home by an authority in an emergency is stressful, and alternative accommodation during this time can be costly.

So, from 1 October 2021, we’ll help cover the cost of alternative accommodation while it is unsafe for you and your family to be in your home, up to the limits outlined in your policy:

• if you’re required to evacuate your principal residence by a local authority or government agency (like a council, Civil Defence, NZ Police or Fire and Emergency NZ)
• because your property is at risk of damage, from an event that would be covered under your policy, and
• where you have an Alternative Accommodation benefit.

If, during the evacuation, you need to put your domestic pets into boarding, the Alternative Accommodation benefit can be used to cover these costs. Some policies will also cover the cost of storage if needed during the evacuation.

Not all NZI policies offer the same level of cover, so please refer to the policy wording for full terms and conditions or contact your broker to discuss.

Policy | What we’ll cover

NZI Distinction:

• Home and Contents: Reasonable costs for up to 12 months

NZI Echelon:

• Home and Contents: A maximum of $20,000 for up to 12 months

NZI Essence:

• Home and Contents: A maximum of $15,000 for up to 12 months

NZI Supersurance:

• Home: A maximum of $15,000 for up to 6 months
• Contents: Reasonable costs up to a maximum of 30% of your sum insured for up to 6 months

NZI Houseowners:

• A maximum of $10,000 for up to 12 months

NZI Householders:

• Reasonable costs up to a maximum of 30% of your sum insured for up to 6 months